Bitter Cold Break

I have been on a small hiatus from writing on the blog lately.  I have fussed about this before, but maybe it bears mentioning again.


My insurance policy I had last year decided they no longer would cover my Methotrexate in November. I was also still dealing with the broken foot which is, quite possibly, the most painful injury I have endured in my life. youknow19


I have also complained a great deal about the side effects of Methotrexate and I promise you now, I will NEVER do that again. You see, you don’t realize the extent that a medication is helping until you abruptly quit taking it and your disease kicks into high-gear. No, Methotrexate is certainly not a walk in the park, but MCTD and RA mixed with mending bones and the wonderful winter we’re having this year are far worse than a Methotrexate hang-over (for lack of a better word).


In Alabama, where I live, it is extremely rare to see snow. We have no idea how to handle snow here and our entire state shuts down at the mention of it. So for it to have snowed twice in one year is kind of a big deal. Years ago, I would’ve loved it. It’s exciting to experience snow when you aren’t accustomed to it. But when your bones ache all over on good days and alarmingly alert you of unstable air outside on not-so-good days, they darn near give up on snow days.


Another problem which I still haven’t found a resolution to is cold feet. I have written about this before. I am so determined to find a good solution to this problem but I am starting to feel deFEETed. I know that isn’t how you spell that.


My feet will be cold for so long that they pure hurt. And then when I have finally found the perfect combination of cover, sock, heating pad, and position to warm them they quickly go from Jack Frost to Satan’s den. There is no in between.


The morning of the last snow day we had I awoke thinking I may be running a fever. I thought this because I couldn’t get warm. I couldn’t get warm because our heater decided to take the day off. Not only was it not heating, it was blowing cold air. I think it took the better part of the week for my body to warm up from that problem. Luckily, my husband is friends with the local AC/Heater repair guy.


I couldn’t tell you the technical name for the thing-a-ma-do-hicky that is broken on our heater, but I can tell you that it works intermittently now and that if I want to fix this it’ll cost around $500.00. Considering the fact that in Alabama we typically need heat at night and air conditioning during the day and that it still works some of the time, I can not justify that expense right now. If it ain’t broke (completely), it doesn’t need fixin’ right?


With all of this being said, I have had a lot more going on this winter which I will save for another post since they have been few and far between.


My son has the flu so I am off to spray some more Lysol. Ya’ll pray that we keep it from spreading to the rest of the family and pray that he gets well soon.  He says he’s never been this sick in his life and coming from him, that speaks volumes!


Writer’s Block

I will make this short and sweet. I haven’t blogged much this month. It has been an eventful month, but not much to talk about.


You may have noticed my last blog was a rant. I’ll be the first to say that it wasn’t even a grammatically correct rant. I was pissed. I still am, but I have calmed down just a hair. I’m not sure if it is because time has passed since I wrote that post or if it is because my GP felt the need to up my Zoloft to 100mg a day. Whichever the case, I’m tired of fussing with it. It does absolutely no good.

It is starting to look like that is all I do when I blog. I fuss, I post about pain, I post about being sad, mad, hurt, etc. I know that gets old for my readers to read over and over and over again.


I’m very sorry if my meltdowns, rants, wines, and for the most part, saying what I wanna say out loud but cant offends you. I’m sorry if it is hard to read. You should try living it. I’m just saying.


I should add in here that another reason, aside from my broken foot, football season, and dealing with doctors and insurance and mixed connective tissue disease, is because it’s also TV SEASON!!! All kinds of new, GOOD, shows are coming on. Along with the returning greats that we spend the offseason wishing was on.


Here is a list of my all-time favorites:


Grey’s Anatomy

The Walking Dead

The Talking Dead

This is Us

Law & Order SVU

Chicago Fire

Chicago PD

Once Upon a Time

Vikings — which I hope is soon coming on even though with Ragnar gone it will never be the same


But let me let you in on a secret show I found which I absolutely LOVE!33497f8ffe9b554ee4ae1d693b4b15ee--season--fangirl


It’s called Offspring. It is about a woman who is an obstetrician in Australia. She has a sister and a brother, both trying to find their way in the world since they didn’t do the college thing,  Nina is her name, She is trying to find love. She is married to a man who is creepily obsessed with her, And then her Mom’s house is a madhouse at all times. Her father knocked up a nurse that works with Nina and her parents are still married, but it appears to be an off again, on again sort of thing.


I would love to tell you it is a nice family oriented show like Parenthood or This is Us because it is. BUT (and this is a huge but) there are some very adult words and a good bit of sex that goes on. It is a great show to watch when your kids are away or paying no good attention to what you are watching. You can thank me later if you try to watch this show, I would have to say it took me the entire first season to decide if this was my new go to show. And by the end of season 1, you are hooked. Hooked to the point that you are dedicated ONLY to watching all 7 seasons. I finished them in about a week.  And now I want more, and I want it NOW!b41252aed7d3ed8084361b7583fec174


My Ambien is finally starting to kick in and I have spent much of the end of this post to stop and backspace my typo’s out. So what I will do here is save what I have written, add photos tomorrow. and proofread it before I post. I do this often so that I can make sure I make sense anymore.

Health “Care” Don’t CARE

insurancelottoThis is going to be a rant and for those who don’t agree with my views here can just keep the little opinions to themselves. Unless you have a way to combat the situation I am in, don’t tell me I am wrong about the way I view insurance in this country and my states ability to figure the stuff out. I am not, nor will I ever be, a politician.


Here’s the thing. Obama “Care”, in theory, is okay I suppose. But it lacks all of the loopholes and what-ifs criteria or knowledge to keep it going or to have ever been rolled out in the first place. Sure, we all want free healthcare. Who doesn’t want free stuff? Here’s the thing. I don’t care how bad you are at Math, free doesn’t add up any kind of way when you are talking about healthcare. NONE!!  People need to understand that if there is something they are getting for free, it’s only free to them because somewhere someone is working their butts off to pay for it. That may be in the form of taxes, donations, or just anything else you can think of that one would use to fund programs which help sick people.  But it isn’t free.


So in my fine state of Alabama, the Republicans fought the whole Obamacare thing tooth and nail and they won. But still, its people lost.  We lose every day.  The Alabama Republican party said they won’t raise Medicaid to cover the ones living in poverty. No, in fact, they would like to take more away from Medicaid and Medicare. But they think that by us not expanding our Medicaid then we aren’t on the Obama”Care” bandwagon.


That would be fine and dandy you would think. But no, instead it is worse. Worse than worse. Worse than most other states in these United States of America. Let me tell you what the insurance company does.


So Blue Cross says their rates are going to skyrocket because of Obama “care” and because of all of the preventative services that they are now going to have to cover free of charge. Not only will your rates go up, but so will your deductible and out of pocket costs.


Here is a breakdown of how this goes down and you tell me that it shouldn’t be illegal to do people this way and I will tell you what I think about you.


My BCBS Bronze level Family plan which is provided to me through my husband’s employer who pays an estimated $800/month for the premium doesn’t cover diddly squat. Nothing, I mean NOTHING, is free. Not even preventative. Last time I checked, colonoscopy’s were preventative procedures, but not anymore apparently.


I go to the doctor more than most people. I take more medications than most people. And if you have been keeping up with me, I am clumsier than most people as well. This makes for a fairly hefty dollar amount of bills for my needed health care.


It is now. At a minimum, I have been to some doctor somewhere at least once a month, usually far more than that. So imagine my surprise when I found out that I still owe nearly $12,000 of my deductible. We were told in the beginning that our deductible was $14,000 for the two of us. Now I am learning that it is more like $20,000. The break down on that is $14k for me and $6k for my husband.

So even with those high deductibles, I was under the impression that I should be nearing the end of that given my frequent flyer miles. Again, wrong. Wrong again! You see, the insurance companies have it rigged to where you will NEVER go anywhere near your deductible. They do this clever thing.


Let me explain:  If you have ever looked at a statement from BCBS You will see where they tell the providers that they only approve for certain procedures to be billed out at x dollar amount rates. Then the rest is between you and your doctor. They can either bill you the difference or they can just change the charges to only bill for what the insurance company approves. But here is another catch, unless you have met your $20k deductible, you will be being billed no matter what. So now, not only is your health probably in the gutter but so is your credit.

And here’s another kicker, those discounted rates that you think are the only thing that saves BCBS a little face are really the devil in disguise. They have them discounted down so that you will NEVER reach that asinine deductible which would be when they actually start to pay a little bit of your health care. It really should be illegal.


Just this week I got a letter in the mail that they will no longer cover Methotrexate along with other medications I require. They don’t have a reason why it is just not going to be covered. So bam, there goes my little life. This methotrexate keeps me alive people. It keeps me from killing myself. Not in a suicidal way, but physically, That’s what autoimmune disease does. Methotrexate is supposed to be a medicine used to stop your body from thinking that your immune system should be battling it out with the rest of your body.

So I could go on and on and on and on about this because there is more. But it is bed time. And I have worked myself into another tizzy being mad about this. It is just such a hopeless feeling.  Your body is crapping out on you, you break a foot, you can’t afford to fix it, and NOBODY cares! Amazingly the word “care” is included in almost every phrase you can think of when it comes to health care today…  Ironically, NOBODY CARES!